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Africa's Fintech as a Service API Platform

A single API powering over 20+ embedded financial products and services that grow revenue 2-4x, improve stickiness, and optimize your operations for scale.

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Trusted by 20+ Businesses and 500k+ customers

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Maximize Revenue: Experience 2-4x Growth
with Our Comprehensive BNPL Engine

Embrace Speed, Agility, and Efficiency with Our Fintech-as-a-service API Platform at ImaliPay. Future-Proof Your Operations,
Empowering Your Core Focus as We Handle the Heavy Lifting.

Our API platform is designed to deliver agility, speed, and efficiency. ImaliPay has you future-proofed, allowing you to focus on your core work while we do the heavy lifting.

It’s more than just an API

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Embedded AI capabilities

Empower Financial Decisions with Our AI Credit Scoring Tool: Shaping the Future of Your Business Strategy.

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Fintech without borders

Through our single API, you have the ability to expand securely across diverse markets within Africa, ensuring scalable operations and strategic growth.

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Customizable Payment Plans

Tailor payment schedules to align with your customer's preferences, elevating their purchasing capabilities and offering more financial flexibility.

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Intelligent Analytics via our dashboard

Gain valuable insights into purchasing behaviors, enabling you to refine your strategies for optimal impact and efficiency.

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Customize your journey with our powerful API

Our platform offers robust APIs, SDKs, and seamless third-party integrations, empowering you to construct innovative financial solutions through a single integration into our Fintech-as-a-service API Platform.

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“ ImaliPay provided a dashboard to streamline fuel requests and dispatch processes, enabling efficient fuel tracking for our drivers. We are highly impressed with their support system.”

Byron Ifedha Community Manager (Operations), Maramoja

Time is money.
Save both with our product offerings

ImaliPay empowers you to save valuable time and money. Explore our suite of products
and unlock a world of convenience.

ImaliPay empowers you to save valuable time and money. Explore our suite of products and unlock a world of convenience..

Ledgers-as-a-Service

Empower your business with our flexible ledger infrastructure,allowing you to create user-friendly wallets-as-a-service tailored to your customers' unique needs and behaviors. Easily monitor monetary transactions and balances for enhanced tracking and management.

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AI/ML Credit Scoring

Revolutionize credit decision-making, transforming processes from days to minutes and seconds. Our automated system provides data-driven insights and personalized financial solutions, ensuring swift and efficient decision-making for your business.

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Reconciliation-as-a-Service

Effortlessly reconcile and consolidate diverse payment methods, as well as accounts payables and receivables, into a unified dashboard for streamlined financial management.

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App & Chatbot-as-a-Service

Quickly penetrate your target market with our white-labeled chat/app, fully customizable to your brand, allowing you to go to market within a few days.

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Payments-as-a-Service

Effortlessly facilitate payments and settlements by leveraging 3rd Party Licensed PSPs rails, empowering smooth local and cross-border disbursements and collections.

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A single API for all your Fintech Use Cases
across Africa

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E-commerce

We seamlessly integrate fintech innovation for streamlined payments and reconciliation, providing a frictionless shopping experience for both customers and merchants.

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Gig economy

We empower Gig platforms with our fintech-as-a-service API Platform, ensuring seamless payment processing, simplified invoicing, and access to tailored financial tools for the gig economy.

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Education

Our fintech solutions assist educational institutions in managing tuition payments, provide seamless reconciliation and financial aid processes efficiently.

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Fintech & Financial Institutions

Our innovative API Platform unlocks a range of customizable use cases for Fintechs and Financial Institutions, tailored to your needs across Africa.

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Telcos

Our API solutions are tailored to telecommunications providers to help enhance operational efficiency, reduce revenue leakage and deliver a seamless customer experience.

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Logistics

We're here to ensure the seamless operation of your logistics, offering streamlined payment processes, cost-effective solutions, and real-time financial insights

Our Blog

Blog

March 24, 2023

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How leveraging embedded finance and API technology can catalyse economic growth across Africa

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March 03, 2023

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African fintech ImaliPay signs deal with Renda to empower e-commerce across the continent

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April 7, 2022

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ImaliPay gets $3M to offer financial services to underserved gig workers across Africa

Revolutionize your financial journey in less than 5 minutes with our user-friendly API. Get started now!

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